The planet is warming and your assets, everywhere, are now more at risk than ever before.  The effect of the changing climate can manifest itself in extreme rainfall, hurricanes, droughts and wildfires.  In the USA flooding has become the costliest natural disaster.

The higher frequency and severity of these natural events has not only driven higher levels of insurance-related compensation for physical and material damages but also for Business Interruption (BI) claims at a local level and international level where the logistics and supply chains of multi-site of multi-country businesses are disrupted.  This interruption can be on items under construction, in shipment or on route and can occur anywhere in the world.

Other items that may impact your business could include terrorism, political and civil unrest and cyber threats.  All of these and others could impact on your supply chain and cause varying degrees of impact on your business.

With their professional expertise and experience WING members care about these risks you face and can help you get the correct level of balance sheet protection your business needs by providing you with customised and seasoned risk transfer solutions; not only for property, but also for your construction, and transportation risks.

Examples of WING member specialisations include: 

• FLEXA Coverages (Fire, Lightning, Explosion, Falling Aircrafts)
• Natural Perils (such as storm, flood, hail, land or rockslide)
• Extended Coverages (strikes, riots, civil commotion, vandalism, sprinkler leakage, etc.)
• Burglary and Robbery
• Water Damage
• All Risks (versus named perils wording)
• Boiler & Machinery (Machinery and equipment breakdown)
• Cyber EDP and IT coverage
• Earthquake
• Terrorism
• Tenants and Neighbours Liability
• Business Interruption (BI) including Interdependency and Contingency BI
• Service Interruption, Denial of Access, Rental Income, Extra Expenses
• Erection all Risk and Contractors all Risks (EAR/CAR)
• Engineering Risks (and Planning Liability)
• OCIP (Owner Controlled Insurance (Consortium) Programs)
• Cargo and Transportation Insurance (i.e. Inbound / Outbound)
• Inland Marine and Ocean Cargo Programs

WING professionals are here for you with specialist know-how to provide you with: 

• Assistance in Asset and Business Interruption value evaluation (including non-physical BI, interdependency and contingence BI Support)
• Assistance in claims preparation, claims advocacy and dispute resolutions
• Collation of risk information and compilation of underwriting submission
• Organisation of risk engineering and site visits
• Retention studies
• Design of insurance and reinsurance programs